Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Share | Related Content Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Volunteering in Retirement For many, retirement includes contributing their time and talents to an organization in need. My Retirement Savings Estimate how long your retirement savings may last using various monthly cash flow rates.