Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Related Content A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Social Security: Five Facts You Need to Know Here are five facts about Social Security that are important to keep in mind. Annuity Comparison This calculator compares a hypothetical fixed annuity with an account where the interest is taxed each year.