The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Related Content Why Medicare Should Be Part of Your Retirement Strategy How Medicare can address health care needs in your retirement strategy. Paying Off a Credit Card Enter various payment options and determine how long it may take to pay off a credit card. Volunteering in Retirement For many, retirement includes contributing their time and talents to an organization in need.